Topical Index
	12-61-802	definitions	1
	12-61-803	relationships between the broker and the public	1
	12-61-804	single agent engaged by seller or landlord	1
	12-61-805	single agent engaged by buyer or tenant	1
	12-61-806	dual agency prohibited	1
	12-61-807	transaction broker	1
	12-61-808	broker disclosures	1
	12-61-809	duration of relationships	1
	12-61-810	compensation	1
	12-61-811	violations	1
Rule:	C-2	brokerage practice available to public	2
	C-3	supervision	2
	C-16	lending a license	2
	E-1	money belonging to others	2
	E-4	copies to principals	5
	E-30	responsibilities, policy manual and supervision	2
	E-31	supervision of licensees with 2 or more years experience	2
	E-32	high level of supervision of inexperienced licensees	2
	E-33	ministerial tasks	2
	E-38	office policy procedures for designated brokerage	2
	E-39	office policy regarding brokerage relationships	2
	E-40	double-ended brokerage relationships	2
Position statement CP21:		office policy manual/supervision	3
General Information:		planning and zoning knowledge	4
		responsibility	14
		qualifying the buyer	15
		maintaining trust accounts	19
Broker associate (also see employed licensee)
Statute: 12-61-109(2)		employee	1
Brokerage relationships (also see disclosure)
Statute: 12-61-101(3)		employee	1
	12-61-113(1)(e)	employed licensee acts in name of employer	1
	12-61-203.5	interference with brokerage relationship	1
	12-61-801 et seq	brokerage relationships	1
Rule:	E-10	employed licensees are not independent	2
	E-33	ministerial tasks	2
Position statement:		agreements between broker and salesperson	3
General Information:		definition, duties and liabilities	14
		listings	15
bulk transfers (See Uniform Commercial Code)
business opportunities
Statute: 12-61-101(2)(i)		license required	1
Atty Gen’l. opinion:		license required	5
		Rule F Conway-Bogue – no forms for	5
General Information:		matters to consider	23

Topic Index-3

		Colorado Real Estate Manual
buyer agency
Statute: 12-61-101(2)		definition	1
	12-61-802	definitions	1
	12-61-803	relationships between brokers and the public	1
	12-61-805	single agent engaged by buyer or tenant	1
	12-61-808	broker disclosures	1
	12-61-809	duration of relationships	1
	12-61-810	compensation	1
	12-61-811	violations	1
Rule:	E-39	office policy regarding brokerage relationships	2
	E-34	presentation of offers	2
	F-7	forms index; approved forms	28
General Information:		relationship with buyer	14
		listings	15
buy outs (also see disclosure)
Rule:	F-7	forms index; approved form	28
Position statement CP23:		licensee buy-out agreement	3
case laws and opinions
General Information:		significant Colorado cases	5
civil rights (also see fair housing)
Statute:	12-61-113(1)(m .5)	violation of fair housing laws cause for revocation	1
	24-34-301 et seq	Colorado Civil Rights	26
General Information:		Federal law	26
Americans with Disabilities Act		25
closings
Statute: 6-1-105(1)(v)		good funds	27
Statute: 12-61-113(1)(h)		failure to provide closing statement	1
	38-35-125	good funds	9
Rule:	E-4	copies of documents	2
	E-5	responsibility for closing	2
	E-5 (f)	trans funds prior to closing	2, 20
	E-14	advise attorney	2
	E-36	good funds	2
	E-37	closing fees	2
	F-7	forms index, approved forms	2, 28
Position statement CP7:		closing costs	3
		good funds joint position with division of insurance	3, 9
Case Law:		Conway Bogue vs. Denver Bar	5
General Information:		good funds, closing instructions, etc.	9, 20
		example closings	19
		RESPA	19
		tax withholding	25
		good funds (6-1-105(1)C.R.S.)	27

Topic Index-4

		Topical Index
Colorado affordable housing program
Position statement:		trust account interest/housing fund	3
General Information:		account for community affordable housing programs	20
Rule:	F-7	forms index, contract to buy and sell real estate	28
commissions (see fees)
common interest communities
Statute: 38-33.3-101		Colorado Common Interest Ownership Act	4
General Information:		as a subdivision	4
		type of ownership	6
		common interest community addendum to buy/sell	28
		common interest community disclosure	27
		management of common interest associations	20
condominiums
Statute: 38-32-101		estates above the surface	4
	38-33-101	condominium act	4
	38-33.3-101	Colorado Common Interest Ownership Act	4
General Information:		as a subdivision	4
		type of ownership	6
		common interest community addendum to buy/sell	28
		common interest community disclosure	27
		condominiums as securities	17
		management of common interest associations	20
conservation easements
Statute: 12-61-719		conservation easement appraisals	11
	12-61-720	certification of conservation easement holders	11
	12-61-721	conservation easement oversight commission	11
	24-33-112	conservation easement holders	11
continuing education
Statute	12-61-110 (4)(a)	requirement to renew active license	1
	12-61-110.5	12 hr. core, Rule 260, auth. topics, 1st yr. exempt	1
Rule:	B-1	when required	2
	B-2	methods	2
	B-3	Commission Update course standards	2
	B-4	distance learning permitted	2
	B-5	unacceptable courses	2
	B-6	courses exempt from pre-approval	2
	B-7	courses requiring Commission approval	2
	B-8	administrative rules for course approval	2
	B-9	term of course approval	2
	B-10	proof of course completion	2
	B-11	provider must maintain records	2
	B-12	update course approval application process	2
	B-13	commission course audits	2
	B-14	renewal, activation or reinstatement attests to compliance	2

Topic Index-5

		Colorado Real Estate Manual
contracts (and forms)
Statute: 12-61-113(1)(h)		copies to principals	1
Rule:	E-4	copies to principals	2
	E-13	deal directly with broker	2
	E-34	present to listing agent	2
	F-1 through F-7	use of approved forms	28
Position statement CP8:		assignment of contracts	3
	CP25	recording	3
Case Law:		Conway-Bogue, summary	5
General Information:		matters to be considered	16
		Right-to-sell, right-to-buy	15
cooperating broker (also see disclosure)
Statute: 12-61-802		definitions	1
	12-61-803	relationships between the broker and the public	1
	12-61-808	broker disclosures	1
	12-61-809	duration of relationships	1
	12-61-810	compensation	1
	12-61-811	violations	1
Rule:	E-1(0)	delivery of contract and earnest money	2
	E-4	duplicate records	2
	E-5	prepare closing statement	2
	E-39	office policy regarding brokerage relationships	2
Position statement CP9:		record-keeping	3
	CP28:	showing properties	3
General Information:		agency	14
		listings	15
cooperative housing (also see subdivisions) :
Statute: 12-61-401		defined as Subdivision	4
	38-33.5-101	formation	4
	38-33.5-102	requirements	4
	38-33.5-103	provisions for taxes	4
	38-33.5-104	financing and stock	4
	38-33.5-105	provisions in lease	4
	38-33.5-106	exempt from securities law	4
General information:		registration required	4
corporations / partnerships / limited liability co.
Statute: 12-61-103(7)(a-b-c)		requirements for licensure	1
	12-61-103(9)	fictitious name	1
	12-61-107(2)	service of process	1
	12-61-113(2)	responsibility	1
Rule:	A-26	temporary broker	2
	C-16	loss of authority	2
	C-17	name of corporation	2
	C-22	employing broker qualifications for	2
	C-25	broker’s termination of employment	2
Position statement CP18:		payments to a wholly owned employee’s corporation	3
General Information:		tax treatment of business entities	25

Topic Index-6

			Topical Index
counterproposal
Rule:		F-7	forms index; approved form	28
General Information:			elements	16
deeds	(also see trust deeds):
Rule		F-7	forms index; approved trust deed form	28
Case law: warranty deed not covered by Rule F				5
General Information:			deeds	8
			types of interest in land	6
disclosure
Statute:		6-1-105(1)(u)	deceptive trade practice	27
		12-61-113(1)(d)	acting for more than one party	1
		12-61-113(1)(q)&(r)	profits/buy-out	1
		12-61-807(2)	by transaction brokers	1
		12-651-808	broker disclosures	1
		38-35.5-101	stigmatized property	27
		38-35.7-102	Common Interest Community	27
		38-35.7-101	special district disclosure language	25
		32-1-1601	special districts	25
		38-35.7-103	Disclosure - methamphetamine laboratory	25
Rule:		E-25	disclosure of licensure	2
		E-35	brokerage relationship disclosure required	2
		E-39	office policy regarding brokerage relationships	2
		E-41.	Change of status disclosure in writing	2
		F-7	forms index; seller’s property disclosure forms	28
		F-7	forms index; brokerage relationship disclosure forms	28
		F-7	forms index; lead-based paint disclosure forms	28
discrimination (see fair housing)
easements (see interest in land)				6

earnest money deposits (also see trust accounts and see record keeping)

Statute: 12-61-113(1)(f)		custody of broker	1
	12-61-113(1)(g)	failing to account	1
Rule:	E-1	place in separate trust accounts	2
	E-1(m)	checks and notes/terms and conditions	2
	E-1(n)	deposit 1st day after received	2
	E-1(o)	deliver deposit to listing broker	2
	E-1(o)	checks and notes payable to broker	2
	E-1(g)	defined as money belonging to others	2
	E-1(r)	deposits in lieu of cash	2
	E-5(f)	transfer of funds	2
	E-15	no broker right to deposit if seller defaults	2
	F-7	forms index; promissory notes	28
	F-7	forms index; release of earnest money	28
Position statement CP6:		release of earnest money deposit/dispute	3
	CP8:	assignment of earnest money deposit	3
General Information:		disputes, amount, cautions	16

Topic Index-7

		Colorado Real Estate Manual
education
Statute	12-61-103 (4)	pre-license requirements	1
	12-61-103 (6) (c)	brokerage administration	1
	12-61-103.5 (2) (b)	broker transition course	1
Rule	A-17	pre-license education course hours	2
	A-23	acceptable education principles required	2
	A-23.5	distance learning approval standards	2
	A-24	commission has course approval/audit authority	2
employed licensees (definition and responsibilities)
Statute: 12-61-101(2)		acts requiring license	1
	12-61-102	license required	1
	12-61-103(9)	no trade name, woman can use maiden name	1
	12-61-103(10)	licensed under one name	1
	12-61-109(1-4)	changing employing broker	1
	12-61-113	acts subject to investigation	1
	12-61-113(1)(k)	responsible for adherence to all laws	1
	12-61-117	payment only from employing broker	1
Rule:	D-7	payment from previous broker	2
	D-9	fees required for change of employment	2
	E-10	license not transferable	2
	E-17	must report legal proceeding involvement	2
Position Statement CP15:		sale of items other than real estate	3
Case Law:		Commission jurisdiction acting on own account (Seibel)	5
General Information:		brokerage relationships	14
		considerations in contracting	16
equity skimming (also see Foreclosure)
Statute: 18-5-802.		Equity skimming of real property.	27
	6-1-1111	Equity purchasers (during foreclosure)	27
errors and omissions insurance
Statute: 12-61-103.6.		errors and omissions insurance required	1
Rule:	D-14	requirements and terms	2
escrow account (see trust accounts)
estates (see interest in land)
exchange
Statute: 12-61-101(2)		license required	1
Rule:	F-7	forms index; approved exchange contract/addendum	28
General Information:		working with both sides	15
exemptions (see license exemption)
expired license (see renewal)
extensions (see forms)

Topic Index-8

		Topical Index
fair housing (also see civil rights)
Statute: 12-61-113(1)(m.5)		endanger public	1
General Information:		Colorado and federal fair housing acts	26
farm and ranch brokerage
Rule:	F-7	forms index; vacant land sellers disclosure	28
	F-7	forms index; listing, buy-sell	28
General Information:		farm and ranch	22
fees and payments
Statute: 12-61-113(1)(j)		unauthorized payment	1
	12-61-113(1)(q)	undisclosed fees	1
	12-61-113.2	prohibition of certain referrals	24
	12-61-117	payment only from broker	1
	12-61-201	commission only when purchase consummated/defeated	1
	12-61-202	no commission entitlement if title defect	1
	12-61-203.5	referral fees	1
	12-61-810	compensation	1
Rule:	E-1 (f)(6)	when earned	2
	E-2	non-refundable retainer fees	2
	E-15	no broker right to deposit if seller defaults	2
	E-18	fees from mortgage lenders	2
	E-19	fees from title company prohibited	2
	E-22	inducements to/from title insurance prohibited	2
	E-23	payment to out-of-state broker	2
	E-28	fees from pre-owned home warranty company	2
Position statement: CP10		compensation between broker and salesperson	3
	CP11	assignment of commission	3
	CP12	rebating - payments to buyer or seller	3
	CP18	payment to wholly owned employee’s corporation	3
General Information:		broker compensation	15
		broker finances commissions	17
financing
General Information:		qualifying the buyer	16
		types, sources, methods	17
		dual contracting	17
		equity skimming	17
		standard for servicing mortgages	17
foreclosure(also see trust deeds)
Statute	6-1-1101.	"Colorado Foreclosure Protection Act"	27
	6-1-1104.	Foreclosure consulting services	27
	6-1-1111	Equity purchasers	27
forms(see contracts)
good funds (see closings)

Topic Index-9

Colorado Real Estate Manual

homestead exemption

Statute:

38-41-201

exemption from debt

6

improvement location certificate (see survey)

inactive license (see active / inactive)

individual proprietor
Rule:	C-1	sole owner	2
	C-16	lending a license	2
	C-21	tradename may not be corporate	2
installment land contract
Statute: 12-61-113(1)(h)		copies to principals	1
	38-35-126 C.R.S	property tax and notice of transfer requirements	16
Rule:	E-1(k) & (l)	escrow money	2
	S-23(L)	when used by registered developer	4
General Information:		elements	16
		method of financing	17
		a security device	18
interests in land
General Information:		types of estates and easements	6
landlord / tenant
General Information:		elements and types of leases, security deposits	21
		accounting	20
leases (also see property management)
Rule	F-7	forms index; excl right-to-lease	28
Case law:		leases not covered by Rule F	5
General Information:		elements and types	21
license exemption
Statute: 12-61-101(2)(i)		business opportunity	1
	12-61-101(2)(j)	apartment locators	1
	12-61-101(4)	exempt activities	1
Rule:	C-24	apartment manager	2
		new homebuilder	3
Case law:		business opportunity	5
license required
Statute: 6-1-105(1)(z)		deceptive trade practice - failure to obtain license	27
	12-61-101	definition of agent	1
	12-61-102	license required	1
	12-61-119	acting without license	1
Rule:	I	declaratory orders	2
Case law:		business opportunity	5
General Information:		theory of regulation	14

Topic Index-10

		Topical Index
license requirements (application for license)
Statute: 12-61-103		education and experience requirements	1
	12-61-108.5	publication of school pass rates	1
	12-61-113(1)(p)	procuring license by fraud	1
Rule:	A-2	education and experience must precede application	2
	A-3	instructor exams, exam applicant qualified	2
	A-8	must apply within 1 year of passing exam	2
	A-9	license must issue w/I 10 days	2
	A-10	denial of application	2
	A-11	previously licensed in another jurisdiction	2
	A-12	prior convictions, felony, misdemeanors	2
	A-13	proof of education	2
	A-14	no active salesperson license after 2000	2
	A-16	fingerprints must be submitted	2
	A-20	reason for denial	2
	A-25	bad check voids application	2
	E-24	procure license by fraud	2
liens (see trust deeds)
listings
Statute: 12-61-113(l)(h)		copies to principals	1
Rule:	E-4	copies to principals	2
	E-11	definite date of termination	2
	E-12	holdover agreement	2
	E-13	sign-crossing rule	2
	F-7	forms index; approved forms	28
Position statement CP3:		sign-crossing rule (E-13)	3
	CP28	showing properties	3
	CP13	single party listing	3
General Information:		types, responsibility, etc.	15
loan fraud
Statute: 18-4-401.		Theft	12
	13-21-125.	Civil actions for theft in the mortgage lending process	12
	18-5-208.	Dual contracts to induce loan.	12
misrepresentation
Statute: 12-61-113(1)(a)		committing any misrepresentation	1
	12-61-113(1)(b)	influence, induce	1
	12-61-113(1)(c)	false promises	1
	12-61-113(1)(s)	fraud, deceit	1
Rule:	E-24	procure license by fraud	2
	E-27	utility, character, services	2
mobile homes
Statute: 38-12-200.1		mobile home park act	27
	38-29-101	Titles to Manufactured Homes Act	27
	24-32-3300	installation-sellers of manufactured homes	27

Topic Index-11

		Colorado Real Estate Manual
Position statement CP14:		sale by real estate licensees	3
General Information:			16
money belonging to others (see trust accounts)
mortgage (see trust deeds and financing)
mortgage servicing
Statute: 38-40-101.		servicing standards	27
mortgage brokers
Statute:	12-61-Part 9	regulation of mortgage brokers	12
	38-40-101.	servicing standards	12
	18-4-401.	Theft	12
	13-21-125.	Civil actions for theft in the mortgage lending process	12
	18-5-208.	Dual contracts to induce loan.	12
non-resident
Statute: 12-61-107		conditions	1
Rule:	E-1(a) through (u)	money belonging to others	2
	B-3 & 6	continuing education by correspondence	2
notaries public
Statute: 12-55-102		Notaries Public Act	27
offers (see contracts)
options
Statute: 12-61-101(1.5)		definition option dealer	1
	12-61-101(2)(g)	defined as broker	1
	12-61-102	license required	1
	12-61-113(l)(r)	acts subject to discipline	1
General Information:		must have consideration	16
ownership (see interest in land)
partnership (see corporations)
position statements
Commission positions on various topics			3
power of attorney
Statute: 15-1-1301		statutory form	27
General Information:		do’s and don’ts	14
		use of a power of attorney	20
Form		statutory form	28

Topic Index-12

		Topical Index
practice of law (by brokers)
Case law:		Conway-Bogue	5
		summary	5
		companion decision	5
		attorney general’s opinion	5
promissory notes
Rule:	E-1(l)	payments prior to deed	2
	E-1(m)	identify with due date (unsecured)	2
	E-1(r)	held by broker (unsecured)	2
	E-1(o)	delivered with contract	2
	F-7	forms index; approved forms	2
General Information:		principal note	18

property management (also see record-keeping and short term occupancy)

Statute: 38-33.3-306		bonding requirements	4
	38-12-101	security deposits - wrongful withholding	21
	38-12-501	Warranty of Habitability Act (residential properties)	21
	12-61-101(2)	acts requiring license defined	1
	12-61-101(4)(l)	exemption	1
	12-61-101(4)(m)	exemption	1
	12-61-102	license required	1
	12-61-113(1)(g)	funds of others	1
	12-61-113(1)(q)	secret profits or income	1
Rule:	C-23.	unlicensed on-site manager	2
	C-24	on-site exemption	2
	E-1(g)	money belonging to others (definition)	2
	E-1(n)	money belonging to others (disposition)	2
	E-1(p)(4)	separate record for each tenant	2
	E-1(q)	diversion/conversion prohibited	2
	E-2	funds for services	2
	E-16	security deposits	2
	F-7	forms index; approved forms	2
Position statement CP5:		advance rentals and security deposits	3
	CP27	performance of residential property mgmt. functions	3
	CP19	short-term occupancy	3
General Information		record-keeping	20
		procedures and accounting	21
rebating (see fees)
record-keeping (also see trust accounts)
Statute: 12-61-106(2)		authority to prosecute, conduct audits of accounts	1
	12-61-113(1)(g)	failure to keep records	1
	12-61-113(1)(g.5)	subject to audit	1
	12-61-113(1)(i)	maintain records (4) years	1
	12-61-120	subpoena of records	1
	12-61-121	failure to obey subpoena	1
Rule:	E-1(e)	maintain records	2
	E-1(p)	record-keeping system	2
	E-3	subject to inspection	2

Topic Index-13

		Colorado Real Estate Manual
	E-4	copies of closing documents	2
	E-5	copies of settlement	2
	S-36	developers must maintain records for inspection	4
Position statement:		record-keeping	3
		credit union	3
General Information:		escrow records/forms	20
recovery fund
Statute: 12-61-302		payment out of fund	1
	12-61-303	simplified procedure	1
	12-61-304	objection to payment	1
	12-61-305	burden of proof	1
	12-61-306	defense against petition	1
	12-61-307	automatic revocation	1
	12-61-308	distribution from fund	1
	12-61-309	subrogation of rights	1
referrals (see fees)
renewal
Statute: 12-61-110(4)(a)		renewal of license	1
	12-61-110.5	renewal is subject to continuing education	1
	12-61-103.5	salespersons must renew as broker	1
Rule:	A-15	Criminal history check required prior to renewal	2
	D-3	inactive must renew	2
	D-4	renewal application	2
	D-5	inactive mailed to residence	2
	D-6	active mailed to employing broker	2
	D-11	3-year license	2
	D-12	renewal fees non-refundable	2
	D-13	reinstatement and activation fees	2
	D-14	errors and omission insurance required for active license	2
rental location service
Statute: 12-61-101(2)(j)		license required	1
	12-61-101(2)(j)	license exempt	1
	12-61-113(1.5)	subject to revocation	1
Rule:	G-2 through G-7	do’s and don’ts	2
RESPA (see closings)
revocation of license (process and cause for)
Statute: 12-61-105(3)		majority vote	1
	12-61-106(2)	prosecution and enforcement	1
	12-61-110(5)	cancels employees license	1
	12-61-113	causes for revocation	1
	12-61-114	process for hearings	1
	12-61-118	broker liable if aware of violation	1
	12-61-119	imprisonment and fines	1
	12-61-120	subpoena of witness and records	1

Topic Index-14

		Topical Index
	12-61-121	failure to obey subpoena	1
	12-61-122	injunctions	1
	12-61-307	reinstatement restriction – recovery fund payout	2
Rule:	E-21	licensee must answer complaint	2
	E-24	licensure by fraud	2
Case Law:		licensee as principal Seibel vs. CREC	5
securities and syndications
Statute: 38-33.5-106		cooperative housing is exempt	4
General Information:		cooperative housing registration	4
		sale of secured notes	17
		condominiums as securities	17
security deposits (see property management)
short-term occupancy
Statute: 12-61-113(1)(g)		jurisdiction	1
	12-61-113(1)(g.5)	accounts and record	1
	12-61-113(1)(q)	disclosure of profits, fees	1
Rule:	E-1	identification of accounts	2
	E-1(f)	broker funds and advances by broker for client	2
	E-1(f)(6)	when fees , commissions are earned	2
	E-1(1)(g)	what must be escrowed	2
	E-1(p)	escrow records	2
	E-16	owner-held security deposits	2
Position statement CP3:		advance rentals, security deposits	3
	CP19	short-term occupancy agreements	3
Case Law:		Seibel vs. Colorado Real Estate Commission	3
General Information:		trust account records	20
		broker ledger card	20
		business taxes, licenses	20
special districts (see disclosure)
square footage measurement
Rule	E-41	responsibility for accurate representation	2
	F-7	forms index; approved disclosure form	28
subdivisions (also see timeshare, condominium, cooperative housing)
Statute: 12-61-122		injunction powers	4
	12-61-401(3)(a)&(b) definition of developer and subdivision		4
	12-61-401(3)(b)(II)	exemption from definition of subdivision	4
	12-61-402(1)	registration required	4
	12-61-402(2)	reservation agreements permitted ,approval required	4
	12-61-403	registration information required	4
	12-61-404	registration, issue, renewal	4
	12-61-405	refusal, revocation, suspension	4
	12-61-405	rescission right	4
	12-61-406	injunctions, powers and receivership	4
	12-61-406(3)	commission may require any disclosures	4

Topic Index-15

		Colorado Real Estate Manual
	12-61-406(4)	commission may audit owner associations	4
	12-61-407	failure to register is a felony , agreements are voidable	4
	38-33.5-101	cooperative housing	4
	38-33.3-101	Colorado Common Interest Ownership Act	4
Rule:	S-1	real estate license required	4
	S-2	seller must register	4
	S-3	officer or director must apply	4
	S-4	general partner must apply	4
	S-5	joint owner must apply	4
	S-7	issue or refuse (60 days)	4
	S-8	additional information extended (60 days)	4
	S-11	change of address	4
	S-12	written answer to complaint	4
	S-14	failure to respond	4
	S-17	information required for registration	4
	S-20	uncompleted project	4
	S-21	additional information required	4
	S-22	renewal	4
	S-23	disclosure requirements	4
	S-24	exchange program disclosure	4
	S-25	renewal of reservation agreement	4
	S-26	audited financial statement	4
	S-27	adverse order, judgment, decree	4
	S-28	continuing duty to disclose encumbrance	4
	S-29	misrepresent future services	4
	S-30	delivery of deed	4
	S-31	delivery of title insurance policy	4
	S-32	provide title insurance commitment	4
	S-33	declaratory orders	4
	S-35	disclose services	4
	S-36	must maintain records for Commission review	4
General Information		jurisdiction	4
		licensee’s responsibilities	4
		types of subdivisions	4
suits
Statute:	12-61-113(1)(m)	cause for license revocation	1
		required to inform Commission	1
Rule:	E-17	notify Commission	2
survey (land descriptions) types, methods, distinctions			7
taxation
tax factors in real estate			25
withhold % of proceeds from non-residents			25
property transfer declaration form 27
property taxes			18
Colorado Use Tax			23
time share (also see subdivision)
Statute:	12-61-401(3)(b)	Commission jurisdiction	4

Topic Index-16

		Topical Index
	12-61-401(4)	definition	4
	38-33-110	definition	4
	38-33-111	special provisions in declaration	4
	38-33-112	conversion	4
	38-33-113	selling requires license	4
	6-1-105(1)(s),(z)	consumer protection act recession rights	27
General Information:		types of ownership interest	6
title (evidence of title)
Statute: 12-61-203		when owner must perfect title	1
General Information:		abstract, title insurance, Torrens	9
title insurance
Statute: 12-61-113.2.		Affiliated business arrangements	1
Rule:	E-19	fees from title company prohibited	2
	E-22	no incentive or disincentive	2
	E-36	disburse funds as agent	2
	E-37	prepare documents as agent	2
	F-7	forms index – approved closing instructions	28
Position statement CP7:		closing costs	3
Case Law:		Denver Bar vs. Title Guaranty Company	5
General Information:		Div. of Insurance Standards of Conduct	9
		good funds	9
tradenames
Statute: 12-61-103(9)		not allowed, except maiden name	1
Rule:	C-16	license not transferable	2
	C-17	may not duplicate revoked licensee	2
	C-18	must use trade or entire name	2
	C-19	use and restrictions	2
	C-20	identical names prohibited	2
	C-21	individual proprietorship may not be corporate	2
transfers (see employed licensees)

trust accounts (also see record-keeping , earnest money, property management, and short term management)

Statute: 12-61-103(8)		corporate broker responsible	1
	12-61-113(1)(g.5)	failure to escrow funds	1
Rule:	E-1	money must be deposited	2
	E-1(a)	maintained in broker’s name	2
	E-1(c)	responsibility of broker	2
	E-1(d)	not for investment	2
	E-1(f)	no personal funds	2
	E-1(g)	money belonging to others	2
	E-1(h)	broker as builder	2
	E-1(n)	property managers	2
	E-1(p)(7)	cash basis of accounting	2
	E-1(u)	trust account not required	2
	E-2	money collected for future services	2
Position statement CP4:		interest bearing accounts	3

Topic Index-17

		Colorado Real Estate Manual
	CP5	advance rentals & security deposits	3
	CP8	assignment of trust funds	3
	CP19	short term occupancy	3
trust deeds (and liens)
Rule:	F-7	forms index; approved form	28
General Information:		types, foreclosure, elements, etc.	18
truth-in-lending (also see u.c.c.c.)
General Information:		regulation Z	17
uniform commercial code (u.c.c.)
Statute:	4-6-part 1	bulk transfer repealed	23
uniform consumer credit code (u.c.c.c.) (also see t.i.l.)
General Information:		provisions	17
vacation clubs (see subdivision)
water rights
Statute:	38-30-102	conveyance as real estate, well permits	13
	38-35.7-104	disclosure of potable water source	13
Rule	F-7	forms index; optional well checklist form	28
General Information:		rights, conveyance, terminology	13

Topic Index-18